How to Remove Saved Card from MobiKwik Wallet

MobiKwik is a very popular digital wallet and payment platform in India. We see people use it to store money, pay bills, recharge their mobiles, and also for online and offline purchases. Also one of its convenient features is that you can save your debit and credit card details for quick payments.

Although this feature is a time saver, many users may wish to delete their saved cards from MobiKwik for security, privacy, or personal preference. If you’re looking for how to remove a saved card from MobiKwik, this detailed guide takes you through the full process which in turn will keep your financial info secure.

Why not use a saved card.

Before we get into the how of removing a saved card it is to put out that which makes users want to delete their card information from apps like MobiKwik. Security is at the fore. Although MobiKwik does a great job at encryption and security of stored cards some users are still prone to worry about their financial info tied to online platforms.

If you lose your phone or another person gets into your account0 your saved card info may be misused. Also we see the trend of users wanting to simplify. At times users will have many cards linked but only use one at a present time. By removing the unused cards the payment process becomes faster and more organized. Also at times users may have switched banks or are using a different card which makes it a requirement to delete the old card info from MobiKwik.

Step-by-Step Process to Remove Saved Card from Mobikwik

Open up the MobiKwik app on your smartphone.
Log in using your registered mobile number and password or OTP.
Go to the “Payment Options” or the “Saved Cards” section.
See your complete list of saved cards.
Choose the card you wish to remove.
Click on “Remove” or “Delete Card.
Confirm your decision and the card will be removed forever from your MobiKwik account.

Ensuring Security After Removing Your Card

Deleting your card from MobiKwik is a step in the right direction but it should not be the only thing you do to secure your account. Once you delete the saved card out of your account check again to make sure it is really gone by going to the saved card section. Also it is a good idea to change your account password on a regular basis, especially if you have recently removed or updated payment methods.

We also recommend that you enable two factor authentication for your MobiKwik account which adds an extra layer of protection to your account which means even if someone has your login info they still can’t get in that easy. Also always keep your app up to date to the latest version, which is where you will find the security patches. If at any point you think your account may have been compromised go to customer support at MobiKwik and also alert your bank.

Alternative Payment Methods After Card Removal

Once you have removed your card from MobiKwik’s system you may ask what options are available to you to use the app for payments. Well MobiKwik has many solutions. You can load money into your wallet via net banking, UPI, or in fact with another card if that is what you prefer. Many users turn to UPI for very fast and secure transactions which also do away with the need to save card details.

Also you can link your bank account directly to MobiKwik through the UPI feature which in turn allows you to pay without us saving your info. If you are a regular user of the app we suggest you add money to the wallet in advance and use that balance for transactions. These options will have you covered for smooth payments on MobiKwik without the need to save your card details.

Conclusion

Removing out a saved card from MobiKwik is a simple yet very important step for users that put security and privacy first. Although having a card on file may speed up transactions, it also may put your account at risk should your info fall into the wrong hands. By going in and removing your stored card you not only improve your peace of mind but also lower the chance of some one using it without your permission.

Once the card is out, also update your account info with strong passwords and enable two factor auth. At the same time you can still take full advantage of what MobiKwik has to offer by use of other payment methods which include UPI, wallet balance, or net banking. In the end the choice to save or not to save a card is a personal one but for the most part if you value security the best choice is to remove it.

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Readree: I am the owner of the blog readree.com. My love for technology began at a young age, and I have been exploring every nook and cranny of it for the past eight years. In that time, I have learned an immense amount about the internet world, technology, Smartphones, Computers, Funny Tricks, and how to use the internet to solve common problems faced by people in their day-to-day lives. Through this blog, I aim to share all that I have learned with my readers so that they can benefit from it too. Connect with me : Sabinbaniya2002@gmail.com