How To Change UPI PIN In PhonePe (4 & 6 Digit UPI Pin Set)

In our present fast moving digital age mobile payment platforms such as PhonePe have transformed how we do financial transactions. We see with the introduction of Unified Payments Interface (UPI) that instant transfer of money between accounts is possible right from our banks without the bother of remembering large account numbers or IFSC codes. Also of great importance in the UPI is the UPI PIN which is that secure 4 or 6 digit Personal Identification Number which authorizes transactions.

If you are a PhonePe user and have a need to change your UPI PIN for security purposes or at the very least you have forgotten it, we have a very simple process for that. We have put together this guide which takes you through everything related to changing your UPI PIN in PhonePe also we include tips to keep your transactions safe.

What Is a UPI PIN?

Before we begin with the process, let us first understand what a UPI PIN is.

A UPI passcode which you set at the time of connecting your bank account to a UPI service like PhonePe is what a UPI PIN is. Each time you use UPI for payment of bills, transfer of funds, or online shopping you will have to input this PIN for the transaction to go through.

The UPI PIN does not the same as your ATM PIN, while some people do use the same PIN for ease of use. For better security though it is advised to keep them different.

Why change your UPI PIN?

Here are a few reasons why you may change your UPI PIN:.

Forgotten PIN: If you forget your current PIN you won’t be able to do any UPI transactions.
Security Reasons: If you think that someone may have access to your UPI PIN change it as soon as possible.
Routine Maintenance: Changing out your PIN often is a good practice in cyber security.
Bank Request: Some issues may come up that will require you to change your PIN.

Before changing UPI PIN on PhonePe.

Before you go ahead to change your UPI PIN see to it that you have:.

On your smartphone and having installed the PhonePe App and in with your registered mobile number.
For the app to function properly.
In your phone is the Mobile Number which is registered with the Bank. This is key for OTP verification.
Your debit card info in particular the last six digits and the expiry date.

How to Change UPI PIN in PhonePe: Step-by-Step Instructions

In most cases of changing a UPI PIN in PhonePe:.

Scenario 1: Sure you have your present UPI PIN and you want to change it.

Open the PhonePe app on your phone.
Tap the profile icon in the top left corner.
Select “Bank Accounts” from the menu.
Choose what bank account to change the UPI PIN of.
Tap on “Change UPI PIN”.
Enter your present UPI PIN at that time.
Now enter your new UPI Pin (4 to 6 digits as per bank’s requirement).
Enter your new UPI PIN to confirm.
Tap “Submit”.

You will see a message which reports that your UPI PIN has been changed.

Scenario 2: You forgot your UPI PIN and want to reset it.

Open the PhonePe App.
Tap your avatar and go to “Bank Accounts.
Of the accounts you have which you can’t remember the UPI PIN for.
Tap on “Reset UPI PIN”.
Please provide the last 4 digits of your debit card.
Enter the expiry date (MM/YY format).
We will send you an OTP to your registered mobile number.
Enter the OTP.
Set your new UPI PIN and confirm it.

Once we receive your submission your PIN will be reset.

Tips on Setting a Strong UPI PIN.

Your UPI PIN is a critical info to protect. Here are some best practices for the same:.

Do not use easy to guess numbers such as 1234, 0000, or your birth year.
Do not give out your UPI PIN to anyone which includes but not limited to our dear PhonePe or bank.
Use a separate PIN which you do not use for any other apps or services.
Do not store the PIN in your messages.
Change your PIN periodically.

What do you do when you have issues changing your UPI PIN?

At times we see issues with network, incorrect info, or out of date app versions which may cause problems while you are trying to change your UPI PIN. Here’s what you can do:.

Ensure Stable Internet: A poor quality internet connection may drop out at any time.
Update PhonePe: Always use up to date app.
Re-insert SIM Card: Make sure the SIM that is registered to your bank is in your phone and active.
Clear App Cache: Go to your device settings and open up Apps section then PhonePe finally clear the cache.
Contact PhonePe Support: If all else fails go to the “Help” section within the app for customer support or visit the PhonePe website.

Final Thoughts

Changing and setting up your UPI PIN in PhonePe is a simple and secure process which also includes if you do not remember your old PIN. The app takes you through each step which in turn guarantees that your banking experience stays smooth and safe. With the increase in use of digital payments it is important to secure and update your UPI information regularly.

In terms of peace of mind, routine security practices, or out of a forgotten PIN we have the ability in PhonePe to change your UPI PIN which in turn puts you in the driver’s seat of your digital finance.

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Readree: I am the owner of the blog readree.com. My love for technology began at a young age, and I have been exploring every nook and cranny of it for the past eight years. In that time, I have learned an immense amount about the internet world, technology, Smartphones, Computers, Funny Tricks, and how to use the internet to solve common problems faced by people in their day-to-day lives. Through this blog, I aim to share all that I have learned with my readers so that they can benefit from it too. Connect with me : Sabinbaniya2002@gmail.com