How to apply Referral code in PhonePe (Earn Flat Rs.100)

PhonePe Referral code India 2023: Use Coupon code (ru_karao01e9) and Win Rs.100. You have to use given coupon code in your Phonepe Referral section and make a payment. You also earn unlimited time-sharing your Referral with your friend and family members. 

PhonePe Referral Code India, Hello Friends, In This Post We Will Discuss About New UPI Referral Program i.e PhonePe. It is based on UPI — a payments protocol built by government-backed National Payment Corporation of India (NPCI). Now Send money From Home to your family & Lovable Friends. split a dinner bill with friends, or pay the neighbourhood rent or make payment to your near chaiwala. Make all payments big or small, directly from your bank account with Tez App. PhonePe new digital payment app for India.

How to apply Referral code in PhonePe

Download Phonepe App Now

How to apply Referral code in PhonePe?

Use the link to Download –

1). Download Phone Pe app from Google Play Store or App Store

Note: You must have to download from the link.

2). Enter Your Unused Mobile Number

3). Now Proceed With Entering M-Pin Email Etc.

4). Now You Have To Link Your Bank Account in PhonePe App. For That Just Follow Below Steps.

5). Open PhonePe App >> Click On Bank Accounts >> Add New Bank Account >> Select The Bank

6). PhonePe App Will Fetch The Bank Account On Same Number

7). Once it Found The Bank Account , You have to Set The UPI PIN

And Click on Confirm

8). To get 100 rupees to your wallet, transfer at least 100 rupees to your friends within 15 days of signing up to get 100 cash back.

9). Success , You Will Get Rs.100 Cashback Instantly In PhonePe Wallet

10). Only once per device and bank account.

Read also:- How to Apply referral code in Paytm

Phonepe Refer and earn offer

1. You will get 100 Rs per refer when your friend:

  • Download the app using your Phonepe referral code/link.
  • Link their bank account
  • Send money via UPI for the first time to other Phonepe User or Phonepe UPI Address.

2. Offer is applicable on both iOS and Android devices.
3. Referred users linking more than one bank account will receive the cashback only once.

How to send money in Phonepe App?

As you have linked bank account in above steps, Now can send money to other Phonepe User or Bank account. Steps are given below:

  1. Either click on “To Contact” to send money to other Phonepe user or “To Account” to send money to a bank account.
  2. Enter any amount.
  3. Choose the bank account which is linked to your App.
  4. Enter UPI PIN which you created while adding a bank account.
  5. That’s it, the money will be credited instantly to your friend’s bank account.


Phonepe is currently the best app because you are looking for cashback, unlike MobiKwik which has started using Supercash, ie; you can only use up to 5% of Supercash in trading. Paytm is also great, but it’s too big to enable such a promotion!

In the Phonepe app, you can use the entire cashback for trading. So far, I have often saved around 5,000 in various store transactions because I often go out!

Just click on the link below and sign up.

Link your mobile number to the linked bank account and you are happy to go!

Karan Singh

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